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Georgia Bankruptcy

Georgia BankruptcyIf you’re thinking of filing for bankruptcy in Georgia, you need an experienced attorney who is familiar with the Georgia bankruptcy laws. Attorney Carolyn Karettis brings over 10 years of legal experience to the table, and is here to guide you through the complex process of filing for bankruptcy in Georgia.

When you file for bankruptcy, you are making a claim that you are legally unable to pay off your debts. Depending on your specific financial situation, you will either file for Chapter 7 or Chapter 13 bankruptcy. Under the Georgia bankruptcy laws, Chapter 7 bankruptcy erases most debts and essentially wipes the slate clean, allowing you to start over financially. Chapter 13 bankruptcy, on the other hand, reorganizes your debts so that you can pay back your debtors through reasonable monthly payments.

Although Chapter 7 is the most common type of Georgia bankruptcy claim, the filing process is far from simple. What’s more, new laws make filing for Chapter 7 bankruptcy more difficult than ever. If you make even the smallest error, you risk losing assets such as your home or vehicle. Although these risks are eliminated if you file for Chapter 13 bankruptcy, you may still face penalties if you do not abide by the terms of your payment plan. As a result, it is important to set up a reasonable payment schedule that you can comfortably manage for the next three to five years.

Whether you file for Chapter 7 or Chapter 13 bankruptcy, it is in your best interest to seek legal counsel from an experienced Georgia bankruptcy attorney. Our firm will help you determine which type of bankruptcy is right for you and help minimize the risks you face during this difficult time. We work with you to determine an appropriate solution for your needs and are here to ensure your claim is managed properly. From filing the initial paperwork to helping you rebuild your credit, we are advocates for you.

Contact Georgia bankruptcy attorney Carolyn Karettis today to learn more about your options. We’ll help you make the right decision regarding your bankruptcy claim and make sure you’re protected.
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